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Cigarettes almost put me in the grave, but I killed them first. QUIT SMOKING. Life is too precious.

by Kylor Chance

I was a chain smoker for over 20 years. Friends and relatives tried to get me to quit smoking, but this made be more rebellious. Then, the worst happened. I lost my sister to lung cancer. She was also a chain smoker, for over 20 years, and was very close to me. This made me wake up, and get some help. I did. I’m alive and well, and haven’t touched a cigarette in over 3 years. I quit smoking. At first, I thought I did it with mirrors, but it was very simple. I learned something that a Doctor could never teach me.

Quit Smoking [ Read full article . . . ]

Forget the iPhone 6. Is the Apple Watch just a passing fad?

Apple-Watch

Forget the iPhone 6. Apple has just released it’s newest sensation ????

Over 3 million Apple Watches have been sold in the first 3 months. Most people are asking, “What’s the big deal?” But let’s put the Apple Watch on the back burner for the moment, and try to get into Apple’s brilliant mind. [ Read full article . . . ]

Neither rain, snow, sleet, or hail can stop Online Shopping

United-States-Postal-ServiceThe United States Post Office is not so busy these days. They’re losing billions of dollars each year. There simply aren’t many letters being delivered. I’m sure you know the reason for this – Email.

Looking at the bright side, the Postal Service is still in business, and won’t be going anywhere anytime soon. Deliveries of packages is the branch of their business that will keep them out of financial trouble for a long time. Package and parcel deliveries are going up by approximately 6 percent each year. The reason for this mysterious statistic? Online Shopping!!

This was brought to you by:

shopglad

How to make money with your website – TELL readers something useful, then SELL like HELL

The easiest thing to do is Monetize your Website. It’s all based on one solid principle – TELL and SELL. Using your knowledge and expertise, TELL people things that will help them, make their lives better and add value to their lives. You don’t even need to sell them. This will take care of itself.

Monetize your Website

TELL and SELL like HELL! [ Read full article . . . ]

Find the most amazing content you’ve ever seen. It’s right before your eyes, and you didn’t even know it.

contentI love blogging. It’s the most exciting business you can ever imagine. You learn new things every day from the content you can post. And there’s a ton of it that’s never been published, right in front of you. Get ready to have your mind blown, because I’m going to show you where you can get content like you’ve never seen it before. [ Read full article . . . ]

Need Money? Use other people’s money. Don’t underestimate the power of Leverage.

Use Other People’s Money to Grow Your Business

Other People's Money - LeverageWhen I took Managerial Finance in college, the chapter on Leverage confused me. Three years after graduating, John, my professor, called me to see how things were going. He asked, “Did I teach you anything that was helpful?” I said, “You taught me many helpful things, but I never understood Financial Leverage. We’re not in the classroom now. Can you explain it in layman terms?”

He explained it in three words – Other People’s Money (OPM). Then I asked, “Why didn’t you tell me then?” John had a sense of humor, and went on to say, “You’re supposed to use leverage to get rich. If I’d told you then, you wouldn’t have been able to handle it. But I think you can handle it now.” Here’s how Leverage can grow your business and make you rich. [ Read full article . . . ]

16 ways to accept yourself in 2016 – You have no right to put yourself down

accept-yourself

When people are asked, “Why do you want to better yourself?”, the answer is usually “Because I’m not happy with myself.” This is very negative. I’d rather hear this answer, “Because I love and accept myself.” So many people live a life of self-critique instead of self-acceptance. If you can’t accept yourself, you can’t accomplish anything. Here’s how it works. [ Read full article . . . ]

Never toss your junk mail in the trash. Shred-it, or you can lose everything.

junk-mail-identity-theft

I don’t mind getting junk emails, because no one else sees them, and they can be deleted with one click. But I do mind getting certain kinds of junk mail delivered to my mailbox. It costs me a lot of time. I have to go through them, look at each piece individually and shred them. This is very annoying, but it has to be done. I take precaution and there’s a reason. [ Read full article . . . ]

Thieves can purchase online and leave you with the bill. There’s a way to prevent this from happening to you.

online-purchases-identity-theft

Our sister website, CharlesMoney.com, recently published an article on identity theft. The most likely place people fall victim to this horrible crime is online shopping websites. Don’t let this happen to you. There’s one way to prevent it.
[ Read full article . . . ]

5 simple things to make your Chili the very best you’ve ever tasted

CHILI WEATHER! It’s freezing outside, and perfect weather for this fabulous dish. And I’m going to show you how you can make it even more fabulous.

chili

 

Chili is good all year round, but it’s better when the weather is cold. With Super Sunday approaching, it’s as awesome a dish as the traditional “wings”. If you’re going to make chili, don’t take any shortcuts. There are 5 simple things you can do to make it the best it can possibly be. [ Read full article . . . ]

Never become a victim of the “Credit Card Trap”

credit cardSome time ago, I’ve learned the hard way to NEVER abuse the privileges of having a credit card. If you do it once, you’ll do it again and again.

The high interest rate charged by credit card companies will break you. To make matters worse, the IRS doesn’t allow you to deduct credit card interest. You’re paying interest with after tax dollars. If the credit card company charges you 18 percent interest, you can easily pay as high as 36 percent.

But this doesn’t mean you should never have a credit card. Credit can be make you a lot of money,or it can break you, depending on how you use it. [ Read full article . . . ]

Two people you don’t want to piss off – One is “The Waitress from Hell”

Two people you don't want to piss off

Last week, I was watching Mystery Diners on the Food Network. In case you’re not familiar with this show, distressed restaurant owners losing money, customers and food items call Charles Stiles. Charles wires the restaurant with hidden cameras and microphones, and then he and the owner meet in the control room, and catch the employees in action who are ripping off the owner. During one of the shows, something happened to remind me of a very important rule of mine. [ Read full article . . . ]

Which is better, Xbox One or PS4? Here’s some things to consider.

Things to consider when choosing between Xbox One and PS4

Xbox One 1TB Elite Console BundleThe first thing you have to consider is internet access. Without it, Xbox One is a waste of time and money. You must download the initial installation, right out of the box, to get it up and running.

Some people are concerned that Xbox One has only 500 gb. There is a premium, or elite version that has a 1 tb hard drive.

With the Xbox One, you can also use an external hard drive. Depending on what the external hard drive has on it, just plug and unplug. This is very convenient when you have a lot of installed games. With the PS4 controller, you have to switch out internal hard drives, which is something many people don’t like about the PS4.

Sony didn’t have a whole lot of exclusives for 2015, which causes limitations with the PS4.

Graphics is something else to be considered. You probably can’t tell the difference between 900p and 1080p on the fly. If you refresh the screen, you can see the difference.

Another advantage is that the Xbox One is compatible with previous versions. Just insert a 360 game and you can play on the Xbox One. However, if you like a PS3 game and want to play it on your PS4, you’ll have to buy it again, for about $100 a year.

Do you buy everything you land on in Monopoly?

monopoly

Monopoly is all about power and control. I wonder how many successful business people started with Monopoly.

Some will say, “If I have the cash, the answer is, YES. I will buy everything I land on.” That’s what the game is all about. Who has the power and holds the real estate?

Even if you don’t need what you land on, you may want to buy it to prevent an opponent from buying, and getting the Monopoly.

Always buy as much as you can. But you have to weigh that with what’s already on the board. If your opponent already has some houses, you don’t want to leave yourself short on cash.

But if there’s no immediate dangers of your opponents gaining a monopoly, buy all you can afford. The game is won by power, and controlling the real estate.

And by the way, Monopoly is more popular now in video games.

Fat people humiliate other fat people for trying to lose weight. They make me sick to my stomach.

lose-weight-pessimistPeople are pessimistic. But this only applies to what you want. Try to better yourself, and at least 9 out of every 10 people will try to tear you down. It’s not going to benefit them, so their thinking is, “Why should they be happy if it benefits you?”

But you’ve heard the old saying, misery loves company. If a pessimist is too lazy to do something that would better his life, he’d give you over a hundred reasons why you shouldn’t do it. When a fat person discourages you, and puts you on a guilt trip for trying to lose weight, tell him to look in the mirror. [ Read full article . . . ]

Once a lawyer, always a lawyer. Is this true for politicians?

lawyers-politicians

Lawyer is an irreversible stain on the soul. Once a lawyer, the person is ruined for life, and it can never be removed. A lawyer is like psoriasis. You can never get rid of them.

People who are lawyers, illegally

Then there are some guys who have never passed the bar, but pretend to be a lawyer and try to practice law. What’s the penalty for this? NOTHING. If he works for a firm, he’s just fired. If he tries to go into business for himself, his law suits aren’t worth a flip. A naive client who thinks he’s getting a $2 million dollar settlement is just plain SOL. What can he do to this jerk? Nothing. But the guy he tried to sue is happy.

Law Professors

Then there are the law professors. They guys are lawyers, but prefer to teach in the law schools. Why? Because they couldn’t cut it as a lawyer.

Politicians

Finally, there are the politicians, who are mostly lawyers. It’s not so much that they couldn’t cut it as a lawyer. However, as a lawyer, they can’t screw people fast enough and hard enough. As a result, they go into politics.

Craigslist-Great for exposure, but a scammer’s paradise. Here’s what one tried to do to me.

craigsllist-snake-island

I’ve made a lot of money over the years selling on Craigslist. But there’s also a down side. I’ve had many people try to scam me. All they did was try. Scam me? It’ll never happen. Hopefully after reading this, it’ll never happen to you. [ Read full article . . . ]

How to make a hot dog you’d die for

hot-dog-sauceIn a previous article, I said that my home town, Birmingham, Alabama is the Hot Dog Capital of the World. During the fifties and sixties, hot dogs in Birmingham were just as special as the movies made during the Golden Days of Hollywood.

I also promised that I would show how to make a hot dog that you’d die for. Well, I always keep my promises.

It took me a long time to come up with this recipe. Unfortunately, my hot dog is not as good as the one Gus made for years. But when something is perfect, it almost impossible to make it any better.

Now I’m going to show you how to make a delicious hot dog. After you see this, you will think of a hot dog as a delicacy, instead of something you eat at the ball game. [ Read full article . . . ]

Why so many envious people think Microsoft is corrupt

Bill Gates

Is Microsoft corrupt? NOT A CHANCE. They’re one of the most ethical Companies that ever existed. There’s a reason for this. [ Read full article . . . ]

Why people can’t seem to find total and complete happiness

happiness

When someone thinks about achieving total and complete happiness, what does this person want out of life? Is it money? material possessions? What drives people to search for happiness? [ Read full article . . . ]

5 drinks that help you lose weight more effectively

juicing-for-fat-loss

Liquid diets can can be very effective when losing weight. They provide fewer calories to consume. But do they really work? The answer may surprise you. [ Read full article . . . ]

Overcome past setbacks and move forward in a positive, successful way

setbackI prefer to use the word setback instead of failure. In my vocabulary, the latter word doesn’t exist.

A setback is nothing but a bump in the road. There’s a right way and a wrong way to deal with this.

Think of it as a positive experience, learn from it, and don’t make the same mistakes. Then forget it, move on and be successful. This is the right way.

Dwell on it, let it eat at you and never be successful. This is the wrong way.

I’m going to show you the Right Way. After this, you’ll be able to handle any challenge and deal with any setback that comes your way. [ Read full article . . . ]

Watch Diners Drive-Ins and Dives and get good food ideas

Diners Drive-Ins and Dives

One of my favorite TV shows on the TV Food Network  is, Diners, Drive-Ins and Dives, with Guy Fieri. I think it’s kind of funny to watch how Guy literally gulps down those high calorie foods prepared by the owners of the various restaurants he visits. I sometimes wonder what his cholesterol is. Realistically, I don’t think he eats that much when he does the show. If you notice, he eats when he is on camera. When off camera, my guess is, he probably does not eat. Guy has to make the show entertaining. Actually, when I think of Guy Fieri, I think of someone who is a world class chef. But what I see on the show, I use to my advantage. I carefully watch these chefs prepare the food, and then try preparing the same recipes in my kitchen. I’ve had some amazing results. [ Read full article . . . ]

Federal Prison was a breeze. Catholic Seminary was a living hell.

notre-dame-seminaryI’ve been in both a Federal Prison, and a Roman Catholic Seminary. Though my time in each were years apart, I couldn’t help but make comparisons. What I discovered was shocking.

Years ago, I felt like I had the calling to become a Roman Catholic Priest. After weeks of counseling, I finally made the decision to enter the seminary. I entered Notre Dame Seminary, New Orleans, LA.

I must clarify something. This is not Notre Dame University, Home of the Fighting Irish. Notre Dame Seminary is a different institution entirely.

Attending Notre Dame Seminary was my choice. My vocational director, the priest in my diocese who guided me, tried to discourage this, but he left the final decision up to me. I wish I’d listened to him, because Notre Dame Seminary was a bloody nightmare. [ Read full article . . . ]

Is losing weight too quickly necessarily safe?

lose-weight-too-quicklyLosing weight  too quickly can be unsafe, and a little dangerous if not done in moderation. This is not always the case. However, before trying any weight loss program of this magnitude, first see your health care professional, and second, always assume the worst case scenario. It’s better to be safe, because there are health risks when losing weight too quickly. [ Read full article . . . ]

The Wonderful Hot Dog Capital of the World

petes-famous-hot-dogs

It’s just like Magic. To create a hot dog that one would almost be willing to die for can be nothing but Sheer Magic. The Hot Dog Capital of the World is, in fact, The Magic City. [ Read full article . . . ]

We’ve added a “Resources” page at CharlesMoney.com

resources-charlesmoney

We’re very serious about helping you build your business

For this reason, CharlesMoney.com has added a special feature for you. [ Read full article . . . ]

Why is it a fact that shopping thrills people?

Here’s a nice toy you don’t buy everyday

shopping-thrills-people

Spending money for things you need is no thrill

[ Read full article . . . ]

The Easy Way to Make Homemade Bread Dough Rise Perfect Every Time

homemade-bread

In the old days, people baked their own bread and churned their owned butter. As a Country Girl, I’m proud to say I’ve done both, hundreds of times. Practically everyone loves the smell of homemade bread baking in the oven. But getting it to rise perfect every time can be a challenge sometimes. I have a method that will eliminate this problem from now on. [ Read full article . . . ]

5 ways to increase traffic to your website that will blow your mind

5 ways to get traffic to your website

Ask 100 people about how to increase traffic to your website, and 99 will tell you the same old ways you’re bored to death with. One person will tell you something different. I’m that one person. Call me a non-conformist or a revolutionary, but the fact remains, I’m not going to tell you how to do something unless I know it works. If something works for me, I’m going to tell you about it. [ Read full article . . . ]

There’s more to French Toast that just eggs and milk

french-toast

I love French Toast.

Breakfast is my favorite meal of the day. At least five out of the seven days of the week, I have a bowl of oatmeal. It is very healthy. It’s one of the best foods for your cholesterol. There are many ways to prepare oatmeal, and make it taste good. And this is always the most important thing to consider when choosing good food to eat – how it tastes. [ Read full article . . . ]

Is running good, or bad for weight loss?

running

Running is not only good for weight loss, but also great for the cardiovascular system. But much depends on the mentality of the runner. [ Read full article . . . ]